Never forget that your safety is always the top priority. If you are involved in a car accident, and there are no serious injuries that you noticed right away, you should move your automobile to the side of the freeway, and get it out of the way of fast moving, oncoming traffic. If you were to leave your automobile parked in the middle of the road, chances are it will cause more damage to your own automobile as well as other vehicles surrounding you, as well as potentially causing serious injuries to others.
You should take time to exchange relevant information with the other parties involved in the accident. For example, the name, address, phone number, insurance carrier, policy number, driver’s license number, and license plate number of the driver and owner of the vehicle (don’t forget, the name of the driver and the owner of the vehicle may not always be matching). Make sure you pay close attention to the name on the insurance card, and the name of the driver. If they don’t match, make sure you ask them if they reside at the same address, and find out what their relationship is to one another. You should write down a description of the automobile, paying attention to the year, make, model and color, and write down the precise location of the car accident and keep a detailed account of what happened. It is important to continue to be polite and to be courteous to the other driver, yet at the same time, you don’t want to tell the other driver or the police that the auto accident was your fault, even if you might believe it was.
Cameras on your cell phone provide no excuse for forgetting to keep a record of the damage to your vehicle, or take images of the scene as well as the other cars. Your pictures want to tell the tale of what happened in the crash, so that your claim will be stronger when it’s presented to the claims adjustor. So pay close attention to the way things look like around you. Check for witnesses, and ask them if they would be willing to make a statement, or if you can get in touch with them them at a later time if the driver causing the accident disputes liability. Always get their contact information, and provide them with yours in case they remember something in the future.
No matter how well you’ve recorded the accident, you should always wait for the police officers to get there and make an accident report. Sometimes it takes a little while for them to show up, especially if they have been informed that there are no apparent injuries. But even if it makes you late for work, school, or that movie you’ve been dying to see, it is absolutely essential that you wait and complete an accident report. These will be available at the police station later on, and some State DMVs have websites that let you to download the incident report. A police report is useful in helping insurance companies speed up the claims process.